Firearms Liability
Third-party liability cover for organisations that deploy legally armed personnel, for the moment an authorised firearm is discharged.
The risk
Any discharge of a firearm, accidental or unclear, can bring claims from people who were never meant to be involved: a guest, a customer, a bystander. Even where liability is never established, defence costs can be substantial, and the legal, financial and reputational consequences severe. Cover is for organisations whose employees or contractors carry firearms legally.
What the policy does
The policy covers third-party claims for bodily injury and damage to property and contents arising from an authorised firearm discharge, together with all associated defence and legal costs. Claims are investigated, negotiated and settled with dedicated claims handling support, and the insurer may take control of the defence or settlement, putting specialist expertise on your side.
Certainty where other policies are silent
General liability policies may be silent or insufficient when a firearm is involved. Firearms Liability Safeguard is written for this exposure alone, with dedicated limits that sit outside your general programme, so you know exactly where you stand before anything happens.
Your duty of care to others
Deploying armed personnel brings a duty of care to everyone around them: guests, customers and bystanders. This policy addresses that duty directly, protecting the people you are responsible for and the organisation that must answer for them.
Firearms Liability Safeguard
Specialist cover for a specialist exposure. Firearms Liability Safeguard protects organisations against third-party bodily injury and property damage claims arising from the accidental or unintended discharge of an authorised firearm, carried by an employee or contractor with your full knowledge and permission, including all associated defence and legal expenses.
PROVIDES COVER FOR
- Third-party liability claims and legal defence costs arising out of bodily injury and/or property damage
- Investigation, negotiation and settlement of claims
- Dedicated claims handling support
INSURED EVENTS
Authorised Firearm Discharge
Any discharge, or series of discharges, of a legally held firearm carried by an employee or contractor with the insured’s full knowledge and permission.
DOWNLOAD OUR FACTSHEET
Find the key policy benefits, limits and how claims are handled in one document you can keep on file. See a summary of what's covered before an incident ever puts it to the test.
Contact Samphire
Fill in the form and one of our team members will be in touch to answer your enquiry.
Samphire and Samphire Risk are trading names of Samphire Services Limited which is an appointed representative of Davies MGA Services Limited, a company authorised and regulated by the Financial Conduct Authority under firm reference number 597301 to carry on insurance distribution activities. Samphire Services Limited is registered in England and Wales number 13421262. Registered Office: 3rd Floor, 1 Ashley Road, Altrincham, Cheshire, WA14 2DT, United Kingdom. Trading Address: Samphire Risk, 34 Lime Street, London, EC3M 7AT.
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